Updated for August 2026
Ontario land transfer tax calculator
Estimated land transfer tax
$14,475
- Ontario tax
- $14,475
Planning estimate only. Eligibility, property type, residency status, consideration value, exemptions, and legal details can change the final amount. Confirm with your lawyer.
How it works
A bracket-by-bracket estimate.
The calculator applies Ontario’s published graduated residential rates to the purchase price. If Toronto is selected, it also applies the City’s current graduated municipal rates, including the high-value residential tiers effective April 1, 2026.
The first-time buyer option reduces the estimate by up to $4,000 provincially and, for Toronto, up to $4,475 municipally. It does not determine eligibility.
Next: compare the tax with an estimated payment in the mortgage payment calculator.
Common questions
Questions, answered clearly.
Does Toronto have an additional land transfer tax?+
Yes. A purchase in Toronto is generally subject to Toronto municipal land transfer tax in addition to Ontario land transfer tax. The calculator adds both when Toronto is selected.
How much is the Ontario first-time buyer refund?+
Qualifying first-time homebuyers may receive an Ontario land transfer tax refund of up to $4,000. Eligibility rules apply and should be confirmed with a real estate lawyer.
Is this the exact amount I will pay on closing?+
No. This is a planning estimate for common residential purchases. Property type, value of consideration, residency, rebates, exemptions, and legal facts can change the final amount.
Your next move
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