Seller net proceeds planner
Ontario home selling costs
Estimated net after entered costs
$580,650
- Commission assumption
- $55,000
- HST on commission
- $7,150
- Total entered selling costs
- $69,350
This is an adjustable planning tool, not a quote. Commission is negotiable and costs vary. Confirm mortgage penalties, legal fees, adjustments, taxes, and service agreements before relying on a net figure.
Build the real number
From sale price to usable proceeds.
Mortgage payout
Ask the lender for a current payout statement and any prepayment penalty.
Representation
Enter the commission agreed in writing and remember HST applies to the commission.
Legal and adjustments
Confirm legal, discharge, tax, utility, and closing adjustments with your lawyer.
Preparation and move
Budget for the agreed repair, staging, storage, cleaning, and moving plan.
Next: see Amit’s seller preparation, marketing, pricing, and negotiation plan.
Common questions
Questions, answered clearly.
What costs can come out of an Ontario home sale?+
Depending on the sale, costs can include real estate commission plus HST, legal and discharge fees, mortgage penalties, repairs, staging, moving, adjustments, and other agreed services.
Is real estate commission fixed?+
No. Commission is negotiable and should be documented in the listing agreement. The calculator lets you change the assumption rather than presenting one rate as universal.
How do I get a more accurate net proceeds estimate?+
Use a current mortgage payout figure, a lawyer’s fee estimate, an agreed service plan, likely preparation costs, and a property-specific price range based on comparable sales and active competition.
Your next move
Let’s talk.
Tell Amit what you’re planning. He responds directly.
How should Amit reach you?
Private · No mailing list
This opens a private WhatsApp message to Amit. Nothing is sent until you review and send it.